It's hard staying ahead of the hackers and phishers and everyone else trying to steal your money. I came across this neat little tool from Verisign called VIP Access (Verisign Identity Protection). It adds an extra layer of authentication to your username and password login. You download an app to your mobile phone (Blackberry, iPhone or select smart phones); you can even download it from the Apple App Store.You are assigned a permanent identifier by the VIP app which you then associate with your eBay or PayPal or other compatible on-line account. Running the app from your phone, it generates a 6-digit code every 30 seconds that is necessary to enter these web sites after you enter your username/password. No code, no access. Especially for PayPal, this is a welcome security layer. (eBay makes it easy to just add the 6-digit code at the end of your password, e.g., password123456.) Other on-line sites that can use this are Geico, AOL, American Bankers Association, T-Mobile, Merrill Lynch and many (lesser known) others. I expect this list to grow though.
For more information, go to https://www.verisign.com/authentication/consumer-authentication/identity-protection/index.html
To get the VIP app for your mobile device, go to https://www.verisign.com/authentication/consumer-authentication/identity-protection/vip-access-for-mobile/index.html




